RewriteEngine On
RewriteRule comic([0-9]+).htm /index.php?area=comic&id=$1 [QSA,L]
RewriteRule pages/ / [R]
RewriteRule includes/ / [R]
RewriteRule config.php / [R]
RewriteRule header.php / [R]
RewriteRule footer.php / [R]
RewriteCond %{REQUEST_FILENAME} !.png
RewriteRule images/ / [R]
RewriteCond %{REQUEST_FILENAME} .htm
RewriteRule (.+).htm /index.php?area=$1 [QSA,L]